Privacy Notice
Facts
WHAT DOES FIRST NATIONAL BANK OF MCCONNELSVILLE
DO WITH YOUR PERSONAL INFORMATION?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and account balances
- account transactions and checking account information
- credit history and transaction history
When you are no longer our customer, we continue to share your information as described in this notice.
How?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons First National Bank of McConnelsville chooses to share; and whether you can limit this sharing.
| Reasons we can share your personal information | Does First National Bank of McConnelsville share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes- such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
| For our marketing purposes- to offer our products and services to you | No | We don’t share |
| For joint marketing with other financial companies | Yes | No |
| For our affiliates’ everyday business purposes- information about your transactions and experiences | No | We don’t share |
| For our affiliates’ everyday business purposes- information about your creditworthiness | No | We don’t share |
| For nonaffiliates to market to you | No | We don’t share |
Questions?
Call 740-962-3911 or 800-441-3811
What do we do?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
We collect your personal information, for example, when you:
- apply for a loan or open an account
- provide account information or show your government-issued ID
- give us your contact information
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Federal law gives you the right to limit only
- sharing for affiliates' everyday business purposes - information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Companies related by common ownership or control. They can be financial and nonfinancial companies.
- First National Bank of McConnelsville has no affiliates.
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- First National Bank of McConnelsville does not share with nonaffiliates so they can market to you.
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- Our joint marketing partners include financial or service companies to assist in completing a request or transactions you have made, to help us service your account, or to provide products and services we believe may be of value and interest to you.
The primary licensor for this financial institution’s mobile banking service is Jack Henry & Associates, Inc. (the "Provider"). Provider may access personal information while you use its mobile application. Provider may ask for a mobile phone number or email address. Provider will use this contact information to alert you about app-related events or actions that require your attention. If you grant permission to use phone information, Provider will use the phone number to pre-populate forms that expect a personal phone number for contacting. If you grant permission to use your device’s location, Provider will use the data when checking for nearby branch and ATM locations. If you grant permission to use access photos, media or other files stored on your mobile device, Provider will use that information to add an image to a transaction. If you grant permission to use the camera, Provider will use it when taking a picture to add an image to a transaction or to capture images of a check that is being deposited with the mobile application. Provider may collect and store the following information: application version, device system name, device system version and device model for the purpose of internal reporting, troubleshooting and tracking application usage per individual applications and version. In addition to this Mobile Application Privacy Policy, your financial institution maintains a privacy policy covering the personal and financial information related to your use of the financial institution’s services and products, including such information that may be gathered through use of this mobile banking service. A copy of that privacy policy is available from your financial institution. Privacy Notice – First National Bank of McConnelsville (first-national.com)